Biography of Herb Devine

With 27+ years in the mortgage industry and over $1B in closed loans, I specialize in helping clients navigate complex lending scenarios—especially self-employed borrowers and business owners with unique financials. I've worked as a loan officer, branch manager, and business owner, and I bring clarity, strategy, and personal service to every transaction.

I have deep experience working with small business owners and self-employed clients, understanding the intricate nuances of tax returns, income documentation, and the creative structuring often needed to get deals done. Whether it's analyzing K-1s, navigating write-offs, or leveraging bank statement programs, I know how to present your full financial picture in the best light.

Off the field, I’ve also spent 18 years as the head football coach at Scituate High School, winning 3 state championships (2018, 2021, 2024) and helping 100+ players reach college programs. Leadership and results drive everything I do—whether in the business world or on the sidelines.

Based in Scituate, MA with my wife Kelly (my college sweetheart) and our six amazing kids — five daughters and one son.